Western Reserve Life
| WRL Freedom Global IUL
Returns are indexed with a 2% annual guarantee
Critical Illness (Heart Attack, Stroke, Cancet...)
Chronic Illness (Long Term Care)
Tax Free Death Benefit
Terminal Illness
Unemployment Benefits
Disability Waiver of Monthly Charges
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SAGICOR Gold Series
ROP Rider: amount of premium/trasfer 100% accessable to you
NO SURRENDER CHARGES
Monthly Long Term Care Benefit
2% annual return Guarantee on cash accumulation
Tax-Free Death Benefit
| SAGICOR
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Lincoln MoneyGuard Reserve
| Lincoln MoneyGuard Reserve
ROP rider:
amount of premium/transfer immediately accessable
100% accessable NO surrender charges
More than triple amount of premium/transfer
in Long Term Care benefits
almost double amoiunt of premium/transfer
in Tax Free Death Benefit
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Genworth Financial
Total Living Coverage
ROP rider:
amount of premium/transfer immediately accessable
100% accessable NO surrender charges
More than triple amount of premium/transfer
in Long Term Care benefits
almost double amoiunt of premium/transfer
in Tax Free Death Benefit
| Genworth Financial TLC
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AnnuiCare
| Guaranty Income Life:
AnnuiCare
Triple amount of Premium/Transfer
in Long Term Care benefits
5, 7 or 10 year periods
Guaranteed annual rate of return: 3%
Current annual rate of return: 5.1% / 4.1%
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